Privacy Policy

Your privacy matters, especially with financial data. This policy explains what Fundly collects, how it is used, and your rights as a user.

01 About This App

Fundly is a personal budgeting and financial literacy application. It helps users plan income allocation across savings, business/investment, leisure, and giving, track expenses, set goals, and learn financial literacy concepts through built-in lessons.

02 Information We Collect

Fundly operates entirely offline and stores all data locally on your device. We collect:

• Income entries you enter (source and amount).
• Allocation percentages and category names you set.
• Expense entries you log.
• Goals you create and reminder preferences.
• Lesson completion progress.

We do not collect, transmit, or store any of this data on external servers. Fundly has no backend — your financial data never leaves your device.

03 How We Use Your Information

Information stored on your device is used solely to:

• Calculate your spendable amount after allocations.
• Display your monthly, quarterly, and yearly summaries and trends.
• Track progress toward the goals you set.
• Deliver optional local reminder notifications for goals you choose to enable reminders on.

04 Push Notifications

Fundly requests notification permission only if you enable reminders on a goal. These reminders are scheduled locally on your device at the frequency you choose (daily, weekly, or monthly). You can disable them at any time through your device settings or by disabling reminders on a goal.

05 Data Sharing

We do not sell, trade, rent, or share your financial information with any third parties. Since all data is stored locally on your device, no data is transmitted to our servers or any external party.

06 Data Security

Your data is stored using AsyncStorage, a standard secure local storage system on Android and iOS. Since your financial data never leaves your device, the risk of unauthorized access through network transmission does not apply. We recommend keeping your device secure with a screen lock.

07 Children's Privacy

Fundly is intended for general audiences learning financial literacy. We do not knowingly collect information from young children, and no data is ever transmitted off-device regardless of user age.

08 Your Rights

Since all data is stored locally on your device, you have full control at all times. You can:

• Delete individual income, expense, or goal entries within the app.
• Uninstall the app to permanently delete all associated data.

09 Changes to This Policy

We may update this Privacy Policy from time to time. The effective date at the top of this page will be updated accordingly. Continued use of the app after changes constitutes acceptance of the updated policy.

10 Contact Us

If you have any questions about this Privacy Policy, please contact us at:
gatewaystudios04@gmail.com